Do I Need Pressure Washing Insurance

 Is Pressure Washing Insurance Necessary?


Note to Contractors!!!

Pressure washing insurance is a tool that can protect your business should you run a pressure washing company. This insurance offers different types of coverage, depending on the risks that you may encounter during business hours.

Why should you ensure that you have proper pressure washing insurance?

There are multiple risks when running a business so it’s always a good idea to have it insured. In pressure washing services, you may encounter several problems that will most likely not only bring you headaches but also fines to damages or worse, lawsuits.

Several problems that you may face include:

• Damages to client’s property due to unforeseen accidents

• Customers accidentally getting hurt due to the equipment such as tripping over hoses, etc.

• Data breaches by malicious groups, threatening to leak or damage clients’ information

• Employees getting hurt due to accidents while working such as working on roofs or high places of the property

• Damages to own business upon unforeseen natural events such as cyclones, earthquakes, etc.

What are the most common insurance offers that you can avail?

While insurances can be typically expensive, fortunately, you can choose which ones to avail that is most suited to your needs. Here, we list the most common options you can consider should you decide to have your business insured.

• General Liability Insurance

This is for the more general issues of insurances, protects your business from third-party injury related accidents, property damage, and other business damages that may affect your operation.

• Commercial Property Insurance

Covers damages brought to your business by natural causes such as earthquake, cyclones, hurricanes, etc.

• Cyber Liability Insurance

Covers damages brought about by data breaches such as stealing credit card information, personal data collection, etc.

• Workers’ Compensation Insurance

Covers employees who are sick or unable to work due to injury, illness, etc.

What should I consider before getting insured?

Before you consider availing an insurance policy for your business, you should first do your research. Familiarize yourself with not only the insurance companies but also some terms and concepts.

• Policy

This contains the terms and conditions that you will be working with.

• Coverage

This explains the extent of your insurance and what it protects.


• Premium

This is the amount you pay for every period, depending on what the policy is stating

• Adjuster

The one who investigates should there be a need for adjusting claims

• Claim

The payment your insurer hands you should you need it.

As always, it is important that you should conduct extensive research, decision-making, and budgeting before you enter an insurance policy. List down all the issues your business may be prone to face, as well as your vulnerabilities which you cannot fully prevent. Be open to options when it comes to choosing policies under different insurance companies.

How do I get insured?

You may directly contact insurers if you want to get the most out of the details that you need. You may also view online discussions about the companies to make sure you weigh all the pros and cons. Additionally; you may also hire a broker to help you with your eyed policy.

Why should you trust us?

We at the Customary Professionals, we make sure that we’re insured not just for our company but also for our customers.

Our insurances:

• We’re insured $1M under General Liability,

• $500k under Worker’s Compensation Insurance,

• and $1M under Commercial Auto Insurance

These are to make sure that under all circumstances, we provide you the best and quality service while keeping our operations running.

Feel like you want to talk? You may send us an email at customaryprofessionals@gmail.com or contact us thru our phone (912) 335-3140.

You may also visit our facebook page: https://www.facebook.com/CustomaryProfessional229 or our website https://www.customaryprofessionals.biz.

   

References:

[1] Orem, T. (September 15, 2021). Pressure Washing Insurance: What It Is, How to Get It. Nerdwallet. Retrieved from: https://www.nerdwallet.com/article/small-business/pressure-washing- insurance#:~:text=Pressure%20washing%20insurance%20can%20protect,can%20create%20big%20finan cial%20losses.

[2] Jamey, (October 27, 2021). Pressure Washing Insurance: The Complete Contractors Guide. Pressure Washing Business. PressureWashr. Retrieved from: https://pressurewashr.com/pressure-washing- insurance/

     

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